Fractional CFO Services

Senior Financial Leadership Without The Full-Time Cost.

Get the strategic financial guidance your business needs to make sharper decisions, strengthen cash flow, and drive measurable growth — all within 90 days.

What Is a
Fractional CFO?

A fractional CFO is a senior financial executive who works with your business on a part-time or contract basis. Instead of taking on the six-figure salary and benefits package that comes with a full-time hire, you get the same caliber of strategic financial leadership at a fraction of the cost.

For businesses generating between $1M and $25M in annual revenue, this model makes sense. You’re past the stage where a bookkeeper or basic accountant can keep up with the complexity of your finances, but a full-time CFO may not be in the budget yet. A fractional CFO fills that gap — bringing experience in financial forecasting, budgeting, cash flow management, and strategic planning directly into your operations.

At Aardvark, our fractional CFOs don’t just review your numbers. They sit alongside your leadership team, connect operational activities to financial outcomes, and build the financial infrastructure your business needs to scale with confidence.

Business professionals celebrating success with virtual CFO services and financial planning.
How It Works

We Connect Operational Activities To Financial Outcomes.

We start with a 3-month sprint Addressing Your Biggest Financial Challenge.

By the end of the first month, we have a complete understanding of your business’s current financial state, how you got here, and what’s required to move forward.

Month 1

During the first week, we dig into the financial analysis from our pre-engagement review. We get access to your technology environments, accounting systems, and reporting tools. From there, we focus on your most pressing financial issue — whether that’s cash flow, profitability, or financial visibility.

Months 2–3

This is execution time. We build out the financial systems, reporting frameworks, and strategic plans your business needs. The goal is to start making moves so the changes can cycle through the business as quickly as possible and you can see measurable results.

From there, we continue with ongoing strategic guidance.

This means:

Frequently asked questions

A fractional CFO manages your financial strategy, cash flow planning, budgeting, and forecasting. They work with your leadership team to translate financial data into operational decisions — things like identifying where margins are leaking, building financial models for growth scenarios, and ensuring your reporting is accurate and actionable.

The scope of work is similar, but the engagement model is different. A fractional CFO works with your business on a part-time basis — typically a set number of hours per month. You get the same level of strategic financial expertise without committing to a full-time executive salary, benefits, and equity. For businesses between $1M and $25M in revenue, this is usually the right fit.

If you’re making financial decisions based on gut feel instead of data, if cash flow feels unpredictable, or if you’re growing but not seeing that growth reflected in your bottom line — those are clear signals. Businesses that are scaling, preparing for fundraising, or navigating a financial transition benefit the most from fractional CFO support.

Aardvark’s engagement model is built around a 90-day performance sprint. By the end of the first month, you’ll have a clear picture of your financial position. By the end of month three, you’ll have financial systems, reporting, and strategic plans in place that are already producing measurable improvements.

Businesses generating between $1M and $25M in annual revenue are the sweet spot. At this stage, the financial complexity outgrows what a bookkeeper or accountant can manage, but a full-time CFO may not be justified. A fractional CFO bridges that gap with senior-level financial leadership.

Yes. A fractional CFO operates at the strategic level — they work alongside your existing financial team, not in place of them. Your accountant handles compliance and day-to-day bookkeeping while the fractional CFO focuses on financial strategy, forecasting, and business performance. At Aardvark, we integrate with your current team and tech stack from day one.

From Numbers to Results

Talk directly with a fractional CFO. Share your challenges, and we’ll map out where you can see results in just 90 days.

Explore Our Approach

See how our 90-Day Performance Model works and find out exactly what to expect.

Engage Aardvark as your strategic finance partner.

Start leading your business with financial performance as your #1 priority.